An involuntary lien is typically filed by which party?

Prepare for the Missouri Title Insurance Producer Test with flashcards and multiple choice questions. Evaluate your readiness with hints and explanations provided for each question.

An involuntary lien is a legal claim against a property that is imposed by a separate party, usually due to an obligation such as a debt, that has not been paid. This type of lien is not initiated by the property owner but rather by a third party seeking to secure payment or fulfillment of a legal obligation—this is precisely the role of the obligee.

For example, if a contractor performs work on a property and is not paid, the contractor may file a mechanic’s lien against the property to ensure they can recover the owed amount. This legal mechanism safeguards the rights of parties that have not been compensated for services, materials, or debts.

Therefore, the correct choice highlights the role of the obligee, as they are the party actively seeking payment through the involuntary lien process, which reinforces their legal claim to the property until the obligation is settled.

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