How long is a state judgement lien lienable against real property?

Prepare for the Missouri Title Insurance Producer Test with flashcards and multiple choice questions. Evaluate your readiness with hints and explanations provided for each question.

A state judgment lien is a legal claim against real property that arises when a court issues a judgment in favor of a creditor. In Missouri, a judgment lien can generally remain in effect for a period of 10 years from the date of the judgment. This duration allows the creditor sufficient time to enforce the lien against the property in the event of non-payment or default.

After the 10-year period, the lien becomes dormant unless it is renewed, allowing the creditor to maintain their claim through additional legal action. This enables the creditor to potentially secure payment for the debt by forcing a sale of the property or otherwise ensuring that the lien can be enforced. Understanding the duration of judgment liens is critical for real estate professionals, as it impacts the title and marketability of the property involved.

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