In a deed of trust, who is referred to as the "trustor"?

In a deed of trust, the "trustor" is the individual or entity that borrows money to secure a loan using the property as collateral. This means the trustor is typically the landowner or debtor who has a financial obligation to the lender. The trustor conveys a security interest in their property to the trustee, who holds the title until the loan is repaid. This arrangement serves to provide the lender with a way to secure their investment while allowing the trustor to utilize the loan for their needs.

The other roles in a deed of trust include the lender, often referred to as the "beneficiary," who provides the funds, and the trustee, a third party responsible for holding the legal title to the property until the loan is satisfied. Understanding the roles of these parties in the deed of trust framework is essential for comprehending how secured transactions are structured in real estate.