What does the "operative words of conveyance" typically include in a general warranty deed?

Prepare for the Missouri Title Insurance Producer Test with flashcards and multiple choice questions. Evaluate your readiness with hints and explanations provided for each question.

The phrase "operative words of conveyance" in a general warranty deed refers specifically to the language used to transfer the title of property from one party to another, as well as to affirm the security and validity of that title. In this context, the inclusion of "conveys and warrants" is critical because it indicates not only that the grantor is transferring ownership of the property but also that they are providing guarantees regarding the title's quality. This means the grantor is assuring the grantee (the recipient of the property) that they have good title to the property and that there are no undisclosed encumbrances or defects.

This assurance is a defining characteristic of a general warranty deed, which offers the highest level of protection to the grantee compared to other types of deeds. The combination of "conveys" and "warrants" encapsulates the grantor's intent to both transfer ownership and protect the grantee's rights, making it the most appropriate choice among the options provided.

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