What must title insurers or agencies disclose according to Missouri statutes regarding settlement services?

In Missouri, title insurers and agencies are required to disclose not just the closing fees but a comprehensive list of charges that relate to the settlement process. This obligation is rooted in the need for transparency in real estate transactions, ensuring that consumers are fully informed about the total costs they will incur. Therefore, the correct choice encompasses settlement fees, title examination fees, and any other associated charges.

This thorough disclosure allows consumers to understand the full financial implications of their transaction, fostering trust and ensuring compliance with regulatory standards. Transparency in these areas helps mitigate potential disputes and builds confidence in the title insurance industry. Understanding all associated costs is vital for consumers to make informed decisions and compare services effectively, which aligns with the broader objectives of consumer protection in real estate transactions in Missouri.