Which of the following actions requires a title producer's license?

Negotiating a title insurance policy is an action that necessitates a title producer's license because it directly involves the responsibilities associated with providing title insurance to clients. A title producer is licensed to engage in activities that require a comprehensive understanding of real estate transactions and title insurance, including explaining coverage, assessing risks, and advising clients on policy terms.

Managing title insurance claims and administering real estate contracts, while related to the field, do not specifically require a title producer's license as they may fall under different regulatory frameworks or positions that do not involve issuing or negotiating policies. Providing financial advice, similarly, is outside the purview of title producers, as it requires specific financial qualifications and is not directly related to title insurance activities. The emphasis on negotiation reflects the need for professional expertise to ensure that all parties involved understand the terms and implications of the policies being created or modified.