Which of the following is NOT required by Missouri law regarding closing/settlement fees?

Filing requirements for closing fees are not mandated by Missouri law, which makes this option stand out from the others provided. In Missouri, while there are regulations regarding how settlement charges must be disclosed and a summary of these fees must be provided to buyers, there is no explicit requirement for filing these closing fees with a particular authority or governing body.

The requirements for disclosures on settlement charges ensure that all parties are fully aware of the costs involved in the transaction, promoting transparency. Similarly, adherence to good funds requirements is critical to ensure that all funds used in the closing are readily available and legitimate, which protects all parties involved in the transaction. The provision of a summary of fees to buyers acts as an important consumer protection measure, making sure that buyers can see all costs associated with the closing process upfront. Each of these requirements plays a role in maintaining fair practices and protecting consumers, while filing requirements for the fees do not hold the same significance in the state's legal framework.